Terms & Conditions

1. Educational purpose and limitations

Money Rehearsal provides hypothetical projections for education and personal planning. It does not provide individualized investment, tax, legal, or insurance advice, manage money, execute transactions, or guarantee a financial outcome. Using the app does not create an advisory or fiduciary relationship.

Results depend on the information you enter and the assumptions used. Simplifications, estimates, errors, changes in law, market returns, inflation, expenses, taxes, and personal circumstances can cause actual results to differ substantially. A projected balance or lack of depletion is not a promise that your money will last. Review the assumptions and verify important information before acting.

Social Security defaults are rough estimates, not official benefit determinations. You can replace them with your own estimate in the free version. Visit my Social Security at www.ssa.gov to create an account, if needed, and view your personal retirement estimate. Money Rehearsal is not affiliated with the Social Security Administration.

The life insurance needs and long-term care insurance needs tools are separate illustrative worksheets. They do not provide a policy quote, determine underwriting eligibility, recommend a specific policy, or model every consequence within your retirement projection. Consult appropriately qualified professionals when making financial or insurance decisions.

2. Plans, payments, and renewal

When live subscriptions become available, paid plans will be billed annually in advance and automatically renew each year until canceled. The checkout will show the plan, price, billing frequency, and any applicable taxes before you authorize payment. Using the free app does not authorize a charge.

When native store purchases become available, Apple or Google will process purchases made through their store. Manage or cancel those renewals in the store account used to buy them, and use Restore purchases in the mobile app to recover access. Store refund requests follow the applicable store process and any rights required by law. The refund windows below describe our web subscription policy.

Web subscriptions use RevenueCat Billing and Stripe payment processing. Enter payment details only in the designated checkout. Signing into the app or visiting a checkout page does not by itself purchase a subscription.

Any offered plan change must disclose its charge or credit and effective date before confirmation. A price change will not alter an already-paid annual period; we will give advance notice of changes affecting a future renewal and an opportunity to cancel, with consent where required by law.

Complimentary access is separate from a paid subscription. It does not authorize recurring charges or automatically become a paid plan when it ends. Purchasing a plan requires a separate checkout.

3. Cancellation, expiration, and refunds

For RevenueCat web subscriptions, use the Manage subscription link in your purchase or subscription email to open the customer portal and cancel renewal. Cancel before the next renewal to avoid the next annual charge. If you cannot access that link, contact support using the details below.

Cancellation stops future renewals. Paid features normally remain available until the end of the period already paid for. After expiration, the free features remain available; reopening saved scenarios and viewing or downloading reports require active Essentials or Plus access. Save any reports you need before paid access ends. Cancellation does not itself request deletion of your saved information.

• First purchase: Request a full refund within 30 days of your first paid subscription purchase. No reason is required.
• Annual renewals: Request a full refund within 7 days of an annual renewal charge.
• Other requests: Requests outside these windows are reviewed individually. Refunds required by applicable law will be honored.
• Unused time: Cancellation alone does not automatically refund a payment or provide a prorated refund for unused months. Without a refund, paid access continues through the period already paid for.
• After a full refund: Renewal of the refunded subscription is canceled and the paid access associated with that subscription ends. Free access remains available. A refund does not itself request deletion of your saved information.

To request a refund, select the refund option in the billing and technical issue form described below and provide the email used for your account and the purchase date, if known. You may leave the date blank. Do not send card numbers, passwords, or detailed financial information. Eligibility is based on when you submit your request, not when it is processed.

Sandbox payments do not transfer real money. Test subscriptions may renew and expire on an accelerated schedule and do not create a live paid subscription.

4. Accounts and your information

The service is intended for adults age 18 or older. Provide information you are authorized to use, keep your sign-in email secure, and do not share sign-in codes. You are responsible for checking your entries and the assumptions used in a projection.

You retain rights to the information you enter. You allow Money Rehearsal to process it as needed to provide projections, saved scenarios, reports, account access, and support. Only enter another person’s information if you have permission to do so. Do not enter Social Security numbers, bank passwords, or payment-card details into projection fields.

The Privacy Notice explains how account information, saved plans, service requests, and payment-related information are handled, including how to request access, correction, or deletion.

5. Responsible use and ownership

You may use the service for lawful personal planning and share your own exported reports. Do not access other people’s accounts, interfere with the service, attempt to bypass access controls, or misrepresent a projection as a guaranteed result. Money Rehearsal and its licensors retain rights to the software, branding, and other original service content.

6. Availability and limitations

We aim to provide useful calculations but do not promise uninterrupted availability or error-free results. Keep independent copies of important information. Features and calculations may change as the app improves; review current assumptions when rerunning a scenario.

To the extent permitted by law, the service and its estimates are provided as available without guarantees of accuracy, suitability for a particular purpose, or financial performance. Nothing in these terms excludes rights, remedies, warranties, or liabilities that cannot legally be excluded.

Access may be restricted to address misuse or security problems. Ending access is separate from canceling an active subscription; support will assist with billing issues. Any mandatory refund or other consumer rights continue to apply.

7. Changes and questions

These terms show their effective date above. Material changes will be communicated before they take effect, and consent will be requested where required. No change will retroactively remove rights relating to an earlier transaction. Use the billing and technical issue form for issues within the support scope below.

8. Operator and contact details

Legal operator: Cornerstone Keep, LLC.

Support scope: Money Rehearsal is a self-service educational app. Support is limited to billing, refunds, cancellation difficulties, account access, technical problems, and privacy or security concerns. We do not provide personal financial planning, individualized advice, reviews of your financial situation, or one-to-one coaching on how to complete or interpret a projection.

For explanations of inputs such as income and expenses, use the descriptions and examples provided within the app. If the app does not suit your needs, you may stop using it, cancel renewal, or request a refund under the policy above. Eligibility for the first-purchase refund does not depend on completing troubleshooting or explaining your financial circumstances.

Billing or technical issue: Use the billing or technical issue form for the issues listed above. It does not display the operator’s personal email address and is not a financial advice request service.